Domestic & International Travel Insurance
Long or Short Term Coverage available at VERY AFFORDABLE rates. Coverage from 5 days to 3 years.
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Why Choose the Travel Insurance Center?
For two decades, customers have trusted Travel Insurance Center®, operated by Senior Market Sales, Inc. (SMS), an insurance marketing organization, to help them find coverage that provides the protection they want, for the best price. We take the time to learn about your unique needs, so we can find the perfect policy for you — not the one that will make us the most money. With Travel Insurance Center, you get the coverage and price you want and the customer service and travel expertise that helps you travel safe and feel protected.
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Coronavirus-friendly travel insurance can provide a way to hedge against financial risk related to travel during the pandemic. Coverage may include costs connected with travel delays, emergency medical and evacuation, trip cancelation and interruption, and the like. Despite these uncertain times, you can schedule trips with confidence because of the financial protection available through these plans.
Travel Medical/International Medical Insurance
Travel Medical Insurance reimburses you for emergency medical expenses incurred when you are traveling or living in a foreign country.
Maximum coverage levels can be substantial enough (up to $8 million) to cover major medical expenses such as emergency surgery and extended hospital stays.
Plans often require pre-certification by the insurer prior to hospital admission abroad.
When hospitalization is necessary, many insurers provide a guarantee of hospital admission, and some insurers provide direct payments to hospitals.
When hospitalization is not necessary, most insurers require a claim form to be submitted for reimbursement of covered expenses for basic treatment by a physician and outpatient medical services.
Plans usually include coverage for emergency medical evacuation, reunion, repatriation of remains, accidental death and dismemberment (AD&D), and various other 24/7 travel assistance services.
Accidental Death & Dismemberment Insurance
Flight accident insurance, common carrier accident insurance, and/or 24-hour accidental death insurance pays you or your beneficiary a lump sum benefit (for example, $1 million) when an accident results in your death, the loss of a limb or the loss of your eyesight.
Global Risk Insurance
Global risk insurance is available for a variety of worldwide risks that are excluded in most travel insurance and international health insurance plans.
These plans specifically cover high-risk situations such as business travel to high-risk or war-risk countries. Coverages available include travel medical insurance, emergency medical evacuation, and accidental death and dismemberment insurance with no exclusions for incidents involving acts of war or terrorism.
This category is also where you’ll find kidnap and ransom insurance, Defense Base Act insurance, and high-limit accidental death and dismemberment.
Trip Cancellation / Comprehensive Packaged Plans
Trip protection is a combination of benefits which may include coverage for trip cancellation, trip interruption, travel delays, emergency medical, emergency medical evacuation, baggage protection, baggage delay and 24-hour emergency assistance services designed to give you peace of mind when you travel. Whether you are traveling in the United States or abroad, you can have peace of mind knowing that you have a travel protection plan. We offer a variety of products and plans from the top travel insurance carriers to meet all types of travel needs.
Emergency Medical Evacuation
Not all medical facilities were created equal. Depending on the plan, emergency medical evacuation covers the cost of transporting a seriously injured or ill person to one of the following locations:
- The nearest adequate medical facility
- A hospital near home
- Or the hospital of his/her choice
Emergency medical evacuation is usually included with both travel medical insurance and trip protection plans. Enter a $0.00 trip cost into our Policy Picker® to compare travel protection plans that include medical transportation and medical evacuation (deleting trip cancellation coverage.)
Annual Multi-Trip Insurancee
Designed for year-round peace of mind for people who love to travel, annual multi-trip travel insurance plans provide coverage for all of your trips throughout the year, subject to a maximum trip length of 30 to 180 days per trip depending on the plan selected.
Group Travel Insurance protection plans are designed to cover groups of people traveling on the same trip itinerary. Group protection coverage may be purchased for just medical and/or medical evacuation coverage. Comprehensive group protection plans include trip cancellation, travel interruption and delay, emergency medical, emergency medical evacuation, lost or delayed baggage and more.
If your group consists of 10 or more traveling to the same destination, purchasing a group travel insurance plan may be your most economical choice. Premiums vary according to the trip cost per person, and many group plans are not age banded, making the premiums even more attractive — especially for our senior groups.